The Indian Loan Guarantee and Insurance Program (ILGP) reduces the risk to lenders who offer loans to American Indian/Alaska Native (AI/AN) tribes and individuals with the financial support of the federal government.

Our Division of Capital Investment (DCI) manages the program and can provide loan insurance for lenders.

Borrowers are not required to complete any government forms to participate in the program.

What You Need

Lenders are required to sign a Loan Insurance Agreement with ILGP before they can participate.

Loan insurance, primarily for loans of $250,000 or less, is at the discretion of the lender. If a lender believes loan insurance is justified to offer the best lending terms, it can simply make the insured loan and submit the required documentation needed to inform DCI at a later time.

How to Apply

Submit Online


  1. Make an inquiry by contacting the DCI zone office where the borrower’s business is located. Find zone information.
  2. Lenders must first send a signed Loan Insurance Agreement to their designated DCI zone office before they can participate.
  3. They will then submit the Notice of Insured Loan Form to the same DCI zone office.

Next Steps

You’ll receive a confirmation email from us within 5 business days after submitting your information.