Indian Affairs | Housing Improvement Program (HIP)

Housing Improvement Program (HIP)

Current Events & News 


Community Development Financial Institutions Fund (CDFI Fund)

The U.S. Department of the Treasury’s Community Development Financial Institutions Fund (CDFI Fund) opened on September 22, 2014, the fiscal year (FY) 2015 funding round for the Community Development Financial Institutions Program (CDFI Program) and Native American CDFI Assistance Program (NACA Program). The administration’s FY 2015 Budget for the CDFI Fund requests $201 million in Financial Assistance (FA) and Technical Assistance (TA).


 Renewal of Agency Information Collection for the Bureau of Indian Affairs Housing Improvement Program 

Notice of submission to OMB for the Renewal of Agency Information Collection for the Bureau of Indian Affairs Housing Improvement Program published September 19, 2014.


Renewal of Agency Information Collection for the Bureau of Indian Affairs Housing Improvement Program 

 The Bureau of Indian Affairs (BIA) is seeking renewal for the information collection conducted under 25 CFR Part 256, Housing Improvement Program, to determine applicant eligibility for housing improvement program services and to determine priority order in which eligible applicants may receive the program services. Approval for this collection expires on October 31, 2014. The information collection includes an application form. No changes are being made to the form or to the approved burden hours for this information collection.


Tribal Annual Performance Report

In preparing your Tribal Annual Work Plan, there are two (2) options to choose from, please download the version that is compatible with the Windows operating system you use.


Apply for the Housing Assistance 

Please submit your signed, completed application to your tribal housing servicing office!


Additional Information about HIP

Housing Improvement Program Regulation

Housing Improvement Program Indian Affairs Manual (IAM)



HIP, the Housing Improvement Program, is a home repair, renovation, replacement and new housing grant program administered by the Bureau of Indian Affairs (BIA) and federally-recognized Indian tribes for American Indians and Alaska Native individuals and families who have no immediate resource for standard housing.  While not an entitlement program, HIP was established under The Snyder Act of 1921 as one of several BIA programs authorized by Congress for the benefit of Indian people.


To be eligible for HIP assistance, you must be a member of a federally recognized American Indian tribe or be an Alaska Native; live in an approved tribal service area; have an income that does not exceed 125% of the U.S. Department of Health and Human Services (DHHS) Poverty Guidelines; have present housing that is substandard, as defined by the regulations; have no other resource for housing assistance; have not received assistance after October 1, 1986 for repairs and renovation, replacement or housing, or down payment assistance; and have not acquired your present housing through a federally sponsored housing program that includes such housing assistance. 


HIP is a home improvement and replacement grant program that serves the neediest of the needy:  American Indians and Alaska Natives who have substandard housing or no housing at all and have no immediate source of housing assistance.  HIP is a secondary, safety-net housing program that seeks to eliminate substandard housing and homelessness in Indian communities by helping those who need it most obtain decent, safe and sanitary housing for themselves and their families.  It is the BIA’s policy that every American Indian and Alaska Native family should have the opportunity for a decent home and suitable living environment.


The U.S. Department of Housing and Urban Development is the primary provider of new housing on Indian reservations and in Indian communities through the Office of Native American Programs, the sponsor of Indian Housing Authorities (IHA’s) and Tribally Designated Housing Entities (TDHE’s).  Other federal housing resources available to American Indians and Alaska Natives are the U.S. Department of Agriculture (USDA) Rural Housing Program and the U.S. Department of Veterans Affairs (VA) Direct Home Loan Program.


HIP funds are distributed on the basis of the number of eligible applicants and their estimated cost of program services.  Funds are distributed to tribes through Public Law 93-638 contracts or self-determination compacts or to Bureau of Indian Affairs offices for the delivery of program services to the most needy eligible applicants.  Persons interested in performing housing repair, renovation or construction should contact the tribal governments or Bureau of Indian Affairs offices, with which they are interested in working, for information on available projects.        


Interim Improvements:  Provides up to $2,500 in housing repairs for conditions that threaten the health and/or safety of the occupants.

Repairs and Renovation:  Provides up to $35,000 in repairs and renovation to improve the condition of a homeowner’s dwelling to meet applicable building code standards.

Replacement Housing:  Provides a modest replacement home if a homeowner’s dwelling cannot be brought to applicable building code standards. 

New Housing: Provides a modest new home if you do not own a home, you may be eligible if you are the owner or leaseholder of land suitable for housing and the lease is for not less that 25 years at the time assistance is received. 


An approved tribal service area is a geographical area designated by a tribe and approved by the BIA where HIP services can be delivered.  To find out if you live in an approved tribal service area, contact your local tribal or BIA housing office.


The HIP Income Guideline is comprised of two charts, one for the Lower 48 states and the other for Alaska.  The income figures on the chart establish the points you will receive for the first Need Ranking Factor based on Annual Household Income.  Applicants with an annual household income exceeding 125 percent of the federal Poverty Guideline are not eligible for the program.  


To see if you qualify for HIP assistance, obtain an application, or get more information about HIP, see Brochure and other BIA programs, contact your local tribal or BIA regional housing office

Please send your completed application to your local tribal servicing office.