"Helping Guarantee the Economic Future of Indian Country"

The Division of Capital Investment manages the Indian Loan Guaranty, Insurance and Interest Subsidy Program.  In an effort to assist Indian tribes and individuals to establish or expand Indian-owned businesses, and to move toward self-sufficiency, Congress passed the Indian Financing Act of 1974.  The Act was established to provide reservation businesses with access to investment capital equal to that available to businesses in non-reservation areas.  The Secretary of the Interior is authorized to guarantee up to 90 percent of unpaid principal and interest, reducing the risk of the lender, thus enabling the lender to make loans to less conventional borrowers.  The Program also authorizes interest subsidy on qualified, guaranteed, or insured loans which reduces the interest payable by the borrower, thus increasing cash flow for business activities.

DCI Brochure

Forms for the Loan Guaranty, Insurance, and Insterest Subsidy Program

Forms shown here are to be completed by lending institutions. Borrowers are not required to complete any government forms to use this program.

• 5-4753   – Loan Guaranty Agreement (.pdf) - 64KB
• 5-4754a – Notice of Insured Loan (.pdf) - 148 KB
• 5-4755   – Request for Loan Guaranty, Insurance and Interest Subsidy (.pdf) - 176 KB
• 5-4760a – Notice of Default (.pdf) - 186 KB
• 5-4760b – Claim for Loss (.pdf) - 174 KB
• 5-4754   – Loan Insurance Agreement (.pdf) - 21 KB

Click here for the latest Indian Financing Act Rate

Regions

Click the map to view our regions and their office contact information and the tribes served by that region